Today’s guest on the Consumerism Commentary Podcast is Samir Kothari, co-founder and Vice President of Products at BillShrink.Tom Dziubek speaks with Samir about how the terms of the Credit CARD Act of 2009 have been addressed by credit card issuers so far and what credit card customers can expect in the upcoming months.Production Number: S02E15 ...

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Difficult times in the recession A new concern in the post-recessionary market is financial procrastination. Many consumers had a difficult time managing their budgets during the economic downturn of 2008/2009. Mary Casey of Los Angeles, California, said, “We were aggressive savers, but once my husband lost his job, we had to use every last resource we ...

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Writing Your Money: The Missing Manual has been intense. I’ve spent a ton of time researching personal finance topics ranging from buying a car to funding a 401(k) to the relationship between money and happiness. My research has reinforced some of my convictions (index funds are the best investment for 99% of personal investors, for ...

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A Savings Need [caption id="" align="alignright" width="240" caption="Photo: flickr via bala_"][/caption] Saving money in anticipation of life’s difficulties is as old as the concept of money itself. People have been hoarding money since the its inception. It is realistic to save money. It is a major requirement of life to have enough cash to handle the tough ...

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The Truth about Debt Management Plans Creating a debt management plan helps consumers pay debt, reestablish credit and begin to regain control over their finances. Many avoid doing so, however, because of misconceptions about how debt management plans work. In some cases, people have been purposely misled by debt counselors to believe myths about debt consolidation. ...

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